Identity theft is often described as one of America’s fastest-growing crimes. In today’s fast-paced world, sensitive information like names, Social Security numbers, and dates of birth are precious commodities. Here, we offer some simple actions and tools that consumers can utilize to reduce access to their sensitive information and improve the safeguards around it.

Identity Fraud Reimbursement coverage available through our providing partner can reimburse Members for certain eligible losses, including expenses and covered legal costs resulting from a Member’s stolen identity event, fraud, theft, forgery, or misuse of Member’s data for losses and expenses up to USD $1,000,000, with no deductible charged to the Member.

Reimbursable Member expenses include:

• Application refiling fees
• Costs incurred to rectify or amend records
• Costs to contest accuracy of a credit report after identity fraud
• Loss of income due to time taken to rectify records due to identity fraud
• Child care and elderly care costs incurred due to time taken to rectify identity fraud
• Fraudulent withdrawals
• Covered Legal Costs

Coverage is subject to the conditions and exclusions in the Identity Fraud Reimbursement Policy. In order to be eligible, discovery of the covered loss by Member must occur during the term of the policy and the receipt of services by Member.

The scope and coverage of the Identity Fraud Reimbursement Policy may be modified by the providing partner.

Policy covers residents of United States, including Puerto Rico.

The Identity Fraud Reimbursement coverage is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please see the Summary of the Identity Fraud Reimbursement Policy available below for more information regarding terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

To report an incident, please call 1-866-884-0688